There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Axis Bank for its Saharanpur Road Dehradun branch in Dehradun, Dehradun, Uttarakhand, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Axis Bank situated in Dehradun or anywhere in Uttarakhand can easily transfer funds instantly by using the correct IFSC Code UTIB0002959. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Saharanpur Road Dehradun, Dehradun

Here are the key points that are associated with the IFSC Code UTIB0002959 of Axis Bank for its branch located in Dehradun, within the district of Dehradun in the state of Uttarakhand.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0002959
Branch Saharanpur Road Dehradun
City Dehradun
District Dehradun
State Uttarakhand
Address Upp Gr Fl 1 St Fl Municipal No 8 New No 38 8 Guru Ji Plaza Saharanpur Rd Dehradun

These details helps users in online banking and for businesses and individuals who use Axis Bank in Dehradun for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0002959 for the Saharanpur Road Dehradun branch of Axis Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UTIB0002959 is given to every bank branch, including Axis Bank located in Saharanpur Road Dehradun, Dehradun, Uttarakhand, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Axis Bank branch in Dehradun.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Dehradun and Dehradun.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Uttarakhand and the rest of India, which is why the IFSC Code ensures that transactions meant for Axis Bank in Saharanpur Road Dehradun doesn't end up at another location.

Format of the IFSC Code UTIB0002959

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Saharanpur Road Dehradun in Dehradun.

For example, the IFSC Code UTIB0002959 of Axis Bank for the Saharanpur Road Dehradun branch includes these elements, identifying the bank and the branch location in Dehradun and Uttarakhand accurately.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0002959 of Axis Bank for its Saharanpur Road Dehradun branch located in Dehradun, the following methods can help:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Axis Bank branches in Dehradun and Dehradun, print them on the first page of your passbook.

Bank Website

Visit the official website of Axis Bank and navigate to the branch locator section. Search for Saharanpur Road Dehradun or Dehradun to get the exact IFSC Code UTIB0002959.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and Dehradun, you'll get the correct details.

How to Use IFSC Code UTIB0002959 for Online Transfers?

Once you have the IFSC Code UTIB0002959 for the Saharanpur Road Dehradun branch of Axis Bank in Dehradun, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UTIB0002959. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0002959.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Saharanpur Road Dehradun in Dehradun, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Saharanpur Road Dehradun, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Dehradun to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank in Saharanpur Road Dehradun, Dehradun?

The IFSC Code is UTIB0002959.

Is the IFSC Code UTIB0002959 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Axis Bank Saharanpur Road Dehradun?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Saharanpur Road Dehradun branch?

The address of the branch is Upp Gr Fl 1 St Fl Municipal No 8 New No 38 8 Guru Ji Plaza Saharanpur Rd Dehradun located in Dehradun, Dehradun, Uttarakhand.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

Nearby AXIS BANK Branches

Back to Top