Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Axis Bank for its Gms Road , Dehradun branch in Dehra Dun, Dehradun, Uttarakhand, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Axis Bank located in Dehra Dun or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code UTIB0001270. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Gms Road , Dehradun, Dehra Dun

Here are some of the key details that come with the IFSC Code UTIB0001270 of Axis Bank for its branch located in Dehra Dun, within the district of Dehradun in the state of Uttarakhand.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0001270
Branch Gms Road , Dehradun
City Dehra Dun
District Dehradun
State Uttarakhand
Address 323, Ground Floor,Gms Road (Near Ballupur Chowk),Dehradun, Uttarakhand, Pin 248001.

These details are crucial, not just for online banking users but also for businesses and individuals who use Axis Bank in Dehra Dun for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0001270 for the Gms Road , Dehradun branch of Axis Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Gms Road , Dehradun, Dehra Dun, Uttarakhand, is provided with a unique IFSC like UTIB0001270 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Axis Bank branch in Dehra Dun.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Dehra Dun and Dehradun.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttarakhand and the rest of India and the IFSC Code ensures that transactions meant for Axis Bank in Gms Road , Dehradun do not get mixed with another location.

Format of the IFSC Code UTIB0001270

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Gms Road , Dehradun in Dehra Dun.

For example, the IFSC Code UTIB0001270 of Axis Bank for the Gms Road , Dehradun branch includes these elements, identifying the bank and the branch location in Dehra Dun and Uttarakhand accurately.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0001270 of Axis Bank for its Gms Road , Dehradun branch located in Dehra Dun, the following methods can help:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Axis Bank branches in Dehra Dun and Dehradun, print them on the first page of your passbook.

Bank Website

Visit the official website of Axis Bank and navigate to the branch locator section. Search for Gms Road , Dehradun or Dehra Dun to get the exact IFSC Code UTIB0001270.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and Dehra Dun, you'll get the correct details.

How to Use IFSC Code UTIB0001270 for Online Transfers?

Once you have the IFSC Code UTIB0001270 for the Gms Road , Dehradun branch of Axis Bank in Dehra Dun, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UTIB0001270. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0001270.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Gms Road , Dehradun in Dehra Dun, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Gms Road , Dehradun, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Dehra Dun manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank in Gms Road , Dehradun, Dehra Dun?

The IFSC Code is UTIB0001270.

Is the IFSC Code UTIB0001270 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Axis Bank Gms Road , Dehradun?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Gms Road , Dehradun branch?

The address of the branch is 323, Ground Floor,Gms Road (Near Ballupur Chowk),Dehradun, Uttarakhand, Pin 248001. located in Dehra Dun, Dehradun, Uttarakhand.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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