There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Axis Bank for its Rishikesh branch in Dehradun, Dehradun, Uttarakhand, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Axis Bank situated in Dehradun or anywhere in Uttarakhand can easily transfer funds instantly by using the correct IFSC Code UTIB0000156. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Rishikesh, Dehradun

Here are the key points that are associated with the IFSC Code UTIB0000156 of Axis Bank for its branch located in Dehradun, within the district of Dehradun in the state of Uttarakhand.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0000156
Branch Rishikesh
City Dehradun
District Dehradun
State Uttarakhand
Address Bharat Bazar, 16-Adarsh Gram, Dehradun Road,

These details help users in online banking and for businesses and individuals who use Axis Bank in Dehradun for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0000156 for the Rishikesh branch of Axis Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Rishikesh, Dehradun, Uttarakhand, is provided a unique IFSC like UTIB0000156 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Axis Bank branch in Dehradun.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Dehradun and Dehradun.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Uttarakhand and the rest of India, the IFSC Code ensures that transactions meant for Axis Bank in Rishikesh do not get misguided to another person.

Format of the IFSC Code UTIB0000156

This is the format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Axis Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Rishikesh in Dehradun.

For example, the IFSC Code UTIB0000156 of Axis Bank for the Rishikesh branch includes these elements, identifying the bank and the branch location in Dehradun and Uttarakhand accurately.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0000156 of Axis Bank for its Rishikesh branch located in Dehradun, the following methods can help:

Cheque Book

The cheque books that are issued by Axis Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Axis Bank branches in Dehradun and Dehradun, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Axis Bank and find the branch locator section. Search for Rishikesh or Dehradun to get the exact IFSC Code UTIB0000156.

Mobile Banking App

If you use Axis Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Axis Bank and Dehradun that will provide accurate information.

How to Use IFSC Code UTIB0000156 for Online Transfers?

Once you have the IFSC Code UTIB0000156 for the Rishikesh branch of Axis Bank in Dehradun, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UTIB0000156. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0000156.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Rishikesh in Dehradun, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Axis Bank in Rishikesh, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Dehradun manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank Rishikesh Dehradun?

The IFSC Code of the Rishikesh Dehradun branch is UTIB0000156.

Is IFSC Code UTIB0000156 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Axis Bank Rishikesh branch?

The branch is located at Bharat Bazar, 16-Adarsh Gram, Dehradun Road,.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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