Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Axis Bank for its Raipur Dehradun branch in Dehradun, Dehradun, Uttarakhand, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Axis Bank located in Dehradun or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code UTIB0004045. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Axis Bank, Raipur Dehradun, Dehradun
Below in the table are the key details related to IFSC Code UTIB0004045 of Axis Bank for its branch located in Dehradun, within the district of Dehradun in the state of Uttarakhand.
| Particulars | Details |
|---|---|
| Bank | Axis Bank |
| IFSC Code | UTIB0004045 |
| Branch | Raipur Dehradun |
| City | Dehradun |
| District | Dehradun |
| State | Uttarakhand |
| Address | Ground Floor Khasra No 955 Near Shiv Mandir Pargana Parwa Doon Raipur Dist Dehradun 248008 |
These details are essential not only for online banking users but also for businesses and individuals who use Axis Bank in Dehradun for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0004045 for the Raipur Dehradun branch of Axis Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in Raipur Dehradun, Dehradun, Uttarakhand, are allotted a unique IFSC like UTIB0004045 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Dehradun.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Dehradun and Dehradun.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Axis Bank in Raipur Dehradun reaches the right place, even though there are thousands of branches in Uttarakhand and across India.
Format of the IFSC Code UTIB0004045
The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Axis Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Raipur Dehradun in Dehradun.
For example, the IFSC Code UTIB0004045 of Axis Bank for the Raipur Dehradun branch includes these elements, identifying the bank and the branch location in Dehradun and Uttarakhand accurately.
How to Find IFSC Code for Axis Bank?
If you are trying to find the IFSC Code UTIB0004045 of Axis Bank for its Raipur Dehradun branch located in Dehradun, the following methods can help:
Cheque Book
The cheque books that are issued by Axis Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Axis Bank branches in Dehradun and Dehradun, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Axis Bank and find the branch locator section. Search for Raipur Dehradun or Dehradun to get the exact IFSC Code UTIB0004045.
Mobile Banking App
If you use Axis Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Axis Bank and Dehradun that will provide accurate information.
How to Use IFSC Code UTIB0004045 for Online Transfers?
Once you have the IFSC Code UTIB0004045 for the Raipur Dehradun branch of Axis Bank in Dehradun, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UTIB0004045. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0004045.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Axis Bank Raipur Dehradun in Dehradun may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Axis Bank in Raipur Dehradun, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Axis Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Dehradun manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is UTIB0004045.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Ground Floor Khasra No 955 Near Shiv Mandir Pargana Parwa Doon Raipur Dist Dehradun 248008 located in Dehradun, Dehradun, Uttarakhand.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.