Calculate your free EMI for personal loan, home loan, car loan!

Take informed and responsible borrowing decisions with EMI calculator.

Loan Information




% Interest




Total Payable

How an EMI calculator can help me?

An EMI (Equated Monthly Instalment) calculator helps you calculate the fixed monthly payment amount you need to make towards a loan, which typically includes both the principal amount and the interest. It uses a predefined formula to calculate the EMI based on inputs such as loan amount, interest rate and tenure. You can get in touch with Patron Accounting team who is specialised in income tax filling and company registration in India.

Factor Affecting the use of EMI Calculator

Loan Type

EMI calculators are designed for specific types of loans, such as personal loans, home loans, car loans, etc. Make sure you’re using the right calculator for your loan type to ensure accurate calculations.

Interest Rate

The accuracy of the EMI calculation depends on inputting the correct interest rate. Even a small variation in the interest rate can significantly impact the EMI amount.

Loan Amount

Ensure you input the correct loan amount to calculate the accurate EMI. Any mistake in the loan amount will lead to incorrect EMI calculations.

Loan Tenure

The loan tenure (in months) directly affects the EMI amount. Longer tenures generally result in lower EMIs, but you end up paying more interest over the loan’s duration.

Frequently Asked Questions for EMI calculator

An EMI calculator uses a predefined formula to calculate the EMI based on inputs such as loan amount, interest rate and tenure. It considers both the principal repayment and the interest component in each EMI.

EMI calculators are generally accurate, but the results depend on the accuracy of the inputs provided. If the inputs are correct, the calculated EMI will be reliable for estimating your monthly payment.

EMI calculators are versatile and can be used for various types of loans such as personal loans, home loans, car loans, educations loans, etc.

Generally, the results should be similar, but slight variations might occur due to factors like rounding methods, compounding frequencies, or specific terms of the loan.

Some EMI calculators allow you to include processing fees, while others might not. It’s important to clarify with the calculator or financial institution about including additional charges.

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