Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Uco Bank for its Haswa branch in Fatehpur, Haswa, or Uttar Pradesh, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Uco Bank located in Fatehpur or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code UCBA0003085. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Uco Bank, Haswa, Fatehpur

Here are the key points that are associated with the IFSC Code UCBA0003085 of Uco Bank for its branch located in Fatehpur, within the district of Haswa in the state of Uttar Pradesh.

Particulars Details
Bank Uco Bank
IFSC Code UCBA0003085
Branch Haswa
City Fatehpur
District Haswa
State Uttar Pradesh
Address Village And Post Haswa Dist. Fatehpur ,Fatehpur ,Uttar Pradesh Pin 212645

These details are essential not only for online banking users but also for businesses and individuals who use Uco Bank in Fatehpur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0003085 for the Haswa branch of Uco Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Uco Bank located in Haswa, Fatehpur, Uttar Pradesh, are allotted a unique IFSC like UCBA0003085 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Fatehpur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Fatehpur and Haswa.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Uco Bank in Haswa reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.

Format of the IFSC Code UCBA0003085

The format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Uco Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Haswa in Fatehpur.

For example, the IFSC Code UCBA0003085 of Uco Bank for the Haswa branch has these elements, identifying the bank and the branch location in Fatehpur and Uttar Pradesh correctly.

How to Find IFSC Code for Uco Bank?

If you are trying to find the IFSC Code UCBA0003085 of Uco Bank for its Haswa branch located in Fatehpur, the following methods can help:

Cheque Book

The cheque book issued by Uco Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Uco Bank branches in Fatehpur and Haswa, print them on the first page of your passbook.

Bank Website

Visit the official website of Uco Bank and navigate to the branch locator section. Search for Haswa or Fatehpur to get the exact IFSC Code UCBA0003085.

Mobile Banking App

If you use Uco Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Uco Bank and Fatehpur, you'll get the correct details.

How to Use IFSC Code UCBA0003085 for Online Transfers?

If you have the IFSC Code UCBA0003085 for the Haswa branch of Uco Bank in Fatehpur, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UCBA0003085. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Uco Bank IFSC Code UCBA0003085.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Uco Bank Haswa in Fatehpur, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uco Bank in Haswa, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Uco Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Fatehpur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Uco Bank in Haswa, Fatehpur?

The IFSC Code is UCBA0003085.

Is the IFSC Code UCBA0003085 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Uco Bank Haswa?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Haswa branch?

The address of the branch is Village And Post Haswa Dist. Fatehpur ,Fatehpur ,Uttar Pradesh Pin 212645 located in Fatehpur, Haswa, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.