The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of State Bank Of India for its Krishi Utpadan Mandi Samiti Kums ,Mau branch in Mau, Varanasi, Uttar Pradesh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of State Bank Of India located in Mau or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code SBIN0064583. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for State Bank Of India, Krishi Utpadan Mandi Samiti Kums ,Mau, Mau
Below in the table are the key details related to IFSC Code SBIN0064583 of State Bank Of India for its branch located in Mau, within the district of Varanasi in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | State Bank Of India |
| IFSC Code | SBIN0064583 |
| Branch | Krishi Utpadan Mandi Samiti Kums ,Mau |
| City | Mau |
| District | Varanasi |
| State | Uttar Pradesh |
| Address | Krishi Utpadan Mandi Samiti,Ballia Morh,Khwajajanpur,Tehsil Sadar,Dist.Mau,Uttar Pradesh 275101 |
These details are crucial, not just for online banking users but also for businesses and individuals who use State Bank Of India in Mau for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0064583 for the Krishi Utpadan Mandi Samiti Kums ,Mau branch of State Bank Of India has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Krishi Utpadan Mandi Samiti Kums ,Mau, Mau, Uttar Pradesh, are allotted a unique IFSC like SBIN0064583 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Mau.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Mau and Varanasi.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to State Bank Of India in Krishi Utpadan Mandi Samiti Kums ,Mau reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.
Format of the IFSC Code SBIN0064583
The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Krishi Utpadan Mandi Samiti Kums ,Mau in Mau.
For example, the IFSC Code SBIN0064583 of State Bank Of India for the Krishi Utpadan Mandi Samiti Kums ,Mau branch includes these elements, identifying the bank and the branch location in Mau and Uttar Pradesh accurately.
How to Find IFSC Code for State Bank Of India?
If you are trying to find the IFSC Code SBIN0064583 of State Bank Of India for its Krishi Utpadan Mandi Samiti Kums ,Mau branch located in Mau, the following methods can help:
Cheque Book
The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including State Bank Of India branches in Mau and Varanasi, print them on the first page of your passbook.
Bank Website
Visit the official website of State Bank Of India and navigate to the branch locator section. Search for Krishi Utpadan Mandi Samiti Kums ,Mau or Mau to get the exact IFSC Code SBIN0064583.
Mobile Banking App
If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and Mau, you'll get the correct details.
How to Use IFSC Code SBIN0064583 for Online Transfers?
Once you have the IFSC Code SBIN0064583 for the Krishi Utpadan Mandi Samiti Kums ,Mau branch of State Bank Of India in Mau, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code SBIN0064583. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0064583.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Krishi Utpadan Mandi Samiti Kums ,Mau in Mau, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Krishi Utpadan Mandi Samiti Kums ,Mau, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official State Bank Of India website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Mau manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Krishi Utpadan Mandi Samiti Kums ,Mau Mau branch is SBIN0064583.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Krishi Utpadan Mandi Samiti,Ballia Morh,Khwajajanpur,Tehsil Sadar,Dist.Mau,Uttar Pradesh 275101.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.