Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of State Bank Of India for its Gold Pointthodupuzha branch in Idukki, Thodupuzha, Kerala, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of State Bank Of India located in Idukki or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code SBIN0070933. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for State Bank Of India, Gold Pointthodupuzha, Idukki
The table below shows the main details of the IFSC Code SBIN0070933 for the State Bank Of India branch in Idukki, which falls under the Thodupuzha district in Kerala.
| Particulars | Details |
|---|---|
| Bank | State Bank Of India |
| IFSC Code | SBIN0070933 |
| Branch | Gold Pointthodupuzha |
| City | Idukki |
| District | Thodupuzha |
| State | Kerala |
| Address | Sreevalsamshoppingcomplex,Thodupuzhapo685584Gpthodupuzhaatsbtcoin |
These details are crucial, not just for online banking users but also for businesses and individuals who use State Bank Of India in Idukki for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0070933 for the Gold Pointthodupuzha branch of State Bank Of India has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Gold Pointthodupuzha, Idukki, Kerala, are allotted a unique IFSC like SBIN0070933 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Idukki.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Idukki and Thodupuzha.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to State Bank Of India in Gold Pointthodupuzha reaches the right place, even though there are thousands of branches in Kerala and across India.
Format of the IFSC Code SBIN0070933
The format of the IFSC Code for banks, including State Bank Of India, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Gold Pointthodupuzha in Idukki.
For example, the IFSC Code SBIN0070933 of State Bank Of India for the Gold Pointthodupuzha branch includes these elements, identifying the bank and the branch location in Idukki and Kerala correctly.
How to Find IFSC Code for State Bank Of India?
To find the IFSC Code SBIN0070933 of State Bank Of India for its Gold Pointthodupuzha branch located in Idukki, the following methods can help you out:
Cheque Book
The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including State Bank Of India branches in Idukki and Thodupuzha, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of State Bank Of India and go to the branch locator section. Then search for Gold Pointthodupuzha or Idukki to find the exact IFSC Code SBIN0070933.
Mobile Banking App
If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for State Bank Of India and Idukki will provide accurate information.
How to Use IFSC Code SBIN0070933 for Online Transfers?
If you have the IFSC Code SBIN0070933 for the Gold Pointthodupuzha branch of State Bank Of India in Idukki, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code SBIN0070933. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and State Bank Of India IFSC Code SBIN0070933.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for State Bank Of India Gold Pointthodupuzha in Idukki, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of State Bank Of India in Gold Pointthodupuzha, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official State Bank Of India website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Idukki manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is SBIN0070933.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Sreevalsamshoppingcomplex,Thodupuzhapo685584Gpthodupuzhaatsbtcoin located in Idukki, Thodupuzha, Kerala.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.