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IFSC Code of State Bank Of India, Kudithini, Bellary, Karnataka — SBIN0003661

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of State Bank Of India for its Kudithini branch in Bellary, Bellary, Karnataka, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of State Bank Of India located in Bellary or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code SBIN0003661. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Kudithini, Bellary

The table below shows the main details of the IFSC Code SBIN0003661 for the State Bank Of India branch in Bellary, which falls under the Bellary district in Karnataka.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0003661
Branch Kudithini
City Bellary
District Bellary
State Karnataka
Address Hospet Road, Kudithini, Distt.Bellary, Karnataka 583 115

These details are important not only for users using online banking but also for businesses and individuals who use State Bank Of India in Bellary for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SBIN0003661 for the Kudithini branch of State Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SBIN0003661 is given to every bank branch, including State Bank Of India located in Kudithini, Bellary, Karnataka, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the State Bank Of India branch in Bellary.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Bellary and Bellary.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Karnataka and the rest of India, which is why the IFSC Code ensures that transactions meant for State Bank Of India in Kudithini doesn't end up at another location.

Format of the IFSC Code SBIN0003661

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kudithini in Bellary.

For example, the IFSC Code SBIN0003661 of State Bank Of India for the Kudithini branch includes these elements, identifying the bank and the branch location in Bellary and Karnataka accurately.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0003661 of State Bank Of India for its Kudithini branch located in Bellary, the following methods can help:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including State Bank Of India branches in Bellary and Bellary, print them on the first page of your passbook.

Bank Website

Visit the official website of State Bank Of India and navigate to the branch locator section. Search for Kudithini or Bellary to get the exact IFSC Code SBIN0003661.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and Bellary, you'll get the correct details.

How to Use IFSC Code SBIN0003661 for Online Transfers?

Once you have the IFSC Code SBIN0003661 for the Kudithini branch of State Bank Of India in Bellary, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0003661. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0003661.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for State Bank Of India Kudithini in Bellary may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Kudithini, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Bellary to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Kudithini, Bellary?

The IFSC Code is SBIN0003661.

Is the IFSC Code SBIN0003661 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Kudithini?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kudithini branch?

The address of the branch is Hospet Road, Kudithini, Distt.Bellary, Karnataka 583 115 located in Bellary, Bellary, Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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