The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Karnataka Gramin Bank for its Huvinahadagali branch in Huvinahadagali, Bellary, Karnataka, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Karnataka Gramin Bank located in Huvinahadagali or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code PKGB0010665. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Karnataka Gramin Bank, Huvinahadagali, Huvinahadagali

Below in the table are the key details related to IFSC Code PKGB0010665 of Karnataka Gramin Bank for its branch located in Huvinahadagali, within the district of Bellary in the state of Karnataka.

Particulars Details
Bank Karnataka Gramin Bank
IFSC Code PKGB0010665
Branch Huvinahadagali
City Huvinahadagali
District Bellary
State Karnataka
Address The Manager, Pragathi Krishna Gramin Bank,Huvina Hadagali Branch Huvina Hadagali Talukbellary District Pin - 583 219

These details helps users in online banking and for businesses and individuals who use Karnataka Gramin Bank in Huvinahadagali for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PKGB0010665 for the Huvinahadagali branch of Karnataka Gramin Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Karnataka Gramin Bank located in Huvinahadagali, Huvinahadagali, Karnataka, are allotted a unique IFSC like PKGB0010665 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Huvinahadagali.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Huvinahadagali and Bellary.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Karnataka Gramin Bank in Huvinahadagali reaches the right place, even though there are thousands of branches in Karnataka and across India.

Format of the IFSC Code PKGB0010665

The format of the IFSC Code for banks, including Karnataka Gramin Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Karnataka Gramin Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Huvinahadagali in Huvinahadagali.

For example, the IFSC Code PKGB0010665 of Karnataka Gramin Bank for the Huvinahadagali branch includes these elements, identifying the bank and the branch location in Huvinahadagali and Karnataka correctly.

How to Find IFSC Code for Karnataka Gramin Bank?

To find the IFSC Code PKGB0010665 of Karnataka Gramin Bank for its Huvinahadagali branch located in Huvinahadagali, the following methods can help you out:

Cheque Book

The cheque book issued by Karnataka Gramin Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Karnataka Gramin Bank branches in Huvinahadagali and Bellary, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Karnataka Gramin Bank and go to the branch locator section. Then search for Huvinahadagali or Huvinahadagali to find the exact IFSC Code PKGB0010665.

Mobile Banking App

If you use Karnataka Gramin Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Karnataka Gramin Bank and Huvinahadagali will provide accurate information.

How to Use IFSC Code PKGB0010665 for Online Transfers?

Once you have the IFSC Code PKGB0010665 for the Huvinahadagali branch of Karnataka Gramin Bank in Huvinahadagali, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code PKGB0010665. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Karnataka Gramin Bank IFSC Code PKGB0010665.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Karnataka Gramin Bank Huvinahadagali in Huvinahadagali, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Karnataka Gramin Bank in Huvinahadagali, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Karnataka Gramin Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Huvinahadagali to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Karnataka Gramin Bank in Huvinahadagali, Huvinahadagali?

The IFSC Code is PKGB0010665.

Is the IFSC Code PKGB0010665 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Karnataka Gramin Bank Huvinahadagali?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Huvinahadagali branch?

The address of the branch is The Manager, Pragathi Krishna Gramin Bank,Huvina Hadagali Branch Huvina Hadagali Talukbellary District Pin - 583 219 located in Huvinahadagali, Bellary, Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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