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IFSC Code of Icici Bank Limited, Sandalpur Patna, Patna, Bihar — ICIC0003297

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Icici Bank Limited for its Sandalpur Patna branch in Patna, Patna, Bihar, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Icici Bank Limited located in Patna or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code ICIC0003297. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Sandalpur Patna, Patna

Below in the table are the key details related to IFSC Code ICIC0003297 of Icici Bank Limited for its branch located in Patna, within the district of Patna in the state of Bihar.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0003297
Branch Sandalpur Patna
City Patna
District Patna
State Bihar
Address Icici Bank Ltd., Sandhalpur Road, Below Canara Bank, Kumhrar, Patna.800006, Bihar.800006

These details help users in online banking and for businesses and individuals who use Icici Bank Limited in Patna for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0003297 for the Sandalpur Patna branch of Icici Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Sandalpur Patna, Patna, Bihar, are allotted a unique IFSC like ICIC0003297 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Patna.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Patna and Patna.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Icici Bank Limited in Sandalpur Patna reaches the right place, even though there are thousands of branches in Bihar and across India.

Format of the IFSC Code ICIC0003297

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Icici Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Sandalpur Patna in Patna.

For example, the IFSC Code ICIC0003297 of Icici Bank Limited for the Sandalpur Patna branch has these elements, identifying the bank and the branch location in Patna and Bihar correctly.

How to Find IFSC Code for Icici Bank Limited?

If you are looking for the IFSC Code ICIC0003297 of Icici Bank Limited for its Sandalpur Patna branch located in Patna, the following methods can help:

Cheque Book

The cheque book that is issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Icici Bank Limited branches in Patna and Patna, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Icici Bank Limited and look for the branch locator section, then search for Sandalpur Patna or Patna to get the exact IFSC Code ICIC0003297.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Icici Bank Limited and Patna, then it will provide you proper information.

How to Use IFSC Code ICIC0003297 for Online Transfers?

Once you have the IFSC Code ICIC0003297 for the Sandalpur Patna branch of Icici Bank Limited in Patna, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0003297. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0003297.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Icici Bank Limited Sandalpur Patna in Patna may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Sandalpur Patna, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Patna to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in Sandalpur Patna, Patna?

The IFSC Code is ICIC0003297.

Is the IFSC Code ICIC0003297 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited Sandalpur Patna?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Sandalpur Patna branch?

The address of the branch is Icici Bank Ltd., Sandhalpur Road, Below Canara Bank, Kumhrar, Patna.800006, Bihar.800006 located in Patna, Patna, Bihar.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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