For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Icici Bank Limited for its Eluru Road branch in Krishna, Vijayawada, Andhra Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Icici Bank Limited located in Krishna or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code ICIC0001803. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Eluru Road, Krishna

Below in the table are the key details related to IFSC Code ICIC0001803 of Icici Bank Limited for its branch located in Krishna, within the district of Vijayawada in the state of Andhra Pradesh.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0001803
Branch Eluru Road
City Krishna
District Vijayawada
State Andhra Pradesh
Address Icici Bank Ltd., D No274127811, Hotel Shanti Building, Rajagopalachari Street, Opp Vgt Vuda Office, Governer Peta, Vijayawada, Andhra Pradesh.520002

These details are crucial, not just for online banking users but also for businesses and individuals who use Icici Bank Limited in Krishna for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0001803 for the Eluru Road branch of Icici Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like ICIC0001803 is given to every bank branch, including Icici Bank Limited located in Eluru Road, Krishna, Andhra Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Icici Bank Limited branch in Krishna.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Krishna and Vijayawada.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Andhra Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Icici Bank Limited in Eluru Road doesn't end up at another location.

Format of the IFSC Code ICIC0001803

This is the format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Eluru Road in Krishna.

For example, the IFSC Code ICIC0001803 of Icici Bank Limited for the Eluru Road branch includes these elements, identifying the bank and the branch location in Krishna and Andhra Pradesh accurately.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0001803 of Icici Bank Limited for its Eluru Road branch located in Krishna, the following methods can help:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Icici Bank Limited branches in Krishna and Vijayawada, print them on the first page of your passbook.

Bank Website

Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Eluru Road or Krishna to get the exact IFSC Code ICIC0001803.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Krishna, you'll get the correct details.

How to Use IFSC Code ICIC0001803 for Online Transfers?

Once you have the IFSC Code ICIC0001803 for the Eluru Road branch of Icici Bank Limited in Krishna, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0001803. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0001803.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Icici Bank Limited Eluru Road in Krishna may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Icici Bank Limited in Eluru Road, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Krishna manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in Eluru Road, Krishna?

The IFSC Code is ICIC0001803.

Is the IFSC Code ICIC0001803 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited Eluru Road?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Eluru Road branch?

The address of the branch is Icici Bank Ltd., D No274127811, Hotel Shanti Building, Rajagopalachari Street, Opp Vgt Vuda Office, Governer Peta, Vijayawada, Andhra Pradesh.520002 located in Krishna, Vijayawada, Andhra Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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