IFSC Code of Icici Bank Limited, Santoshpur, Kolkata, Kolkata, West Bengal- ICIC0001275

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Icici Bank Limited for its Santoshpur, Kolkata branch in Kolkata, Kolkata, West Bengal, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Icici Bank Limited situated in Kolkata or anywhere in West Bengal can easily transfer funds instantly by using the correct IFSC Code ICIC0001275. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Santoshpur, Kolkata, Kolkata

Below in the table are the key details related to IFSC Code ICIC0001275 of Icici Bank Limited for its branch located in Kolkata, within the district of Kolkata in the state of West Bengal.

These details are important not only for users using online banking but also for businesses and individuals who use Icici Bank Limited in Kolkata for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code ICIC0001275 for the Santoshpur, Kolkata branch of Icici Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Santoshpur, Kolkata, Kolkata, West Bengal, is provided a unique IFSC like ICIC0001275 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the Icici Bank Limited branch in Kolkata.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Kolkata and Kolkata.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across West Bengal and the rest of India, the IFSC Code ensures that transactions meant for Icici Bank Limited in Santoshpur, Kolkata do not get misguided to another person.

Format of the IFSC Code ICIC0001275

The format of the IFSC Code for banks, including Icici Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Santoshpur, Kolkata in Kolkata.

For example, the IFSC Code ICIC0001275 of Icici Bank Limited for the Santoshpur, Kolkata branch includes these elements, identifying the bank and the branch location in Kolkata and West Bengal correctly.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0001275 of Icici Bank Limited for its Santoshpur, Kolkata branch located in Kolkata, the following methods can help:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Icici Bank Limited branches in Kolkata and Kolkata, print them on the first page of your passbook.

Bank Website

Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Santoshpur, Kolkata or Kolkata to get the exact IFSC Code ICIC0001275.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Kolkata, you'll get the correct details.

How to Use IFSC Code ICIC0001275 for Online Transfers?

Once you have the IFSC Code ICIC0001275 for the Santoshpur, Kolkata branch of Icici Bank Limited in Kolkata, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0001275. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Icici Bank Limited IFSC Code ICIC0001275.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Icici Bank Limited Santoshpur, Kolkata in Kolkata, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Icici Bank Limited in Santoshpur, Kolkata, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Icici Bank Limited website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Kolkata manage online transfers as well as cheque clearances with ease.