Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of Baroda for its Latouche Rd. Branch branch in Kanpur Nagar, Kanpur, Uttar Pradesh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Bank Of Baroda located in Kanpur Nagar or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BARB0LATOUC. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Latouche Rd. Branch, Kanpur Nagar

Here are the key points that are associated with the IFSC Code BARB0LATOUC of Bank Of Baroda for its branch located in Kanpur Nagar, within the district of Kanpur in the state of Uttar Pradesh.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0LATOUC
Branch Latouche Rd. Branch
City Kanpur Nagar
District Kanpur
State Uttar Pradesh
Address Latouche Rd. Branch,Novelty Complex 77/151,Latouc Road,Kanpur,208001

These details are important not only for users using online banking but also for businesses and individuals who use Bank Of Baroda in Kanpur Nagar for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BARB0LATOUC for the Latouche Rd. Branch branch of Bank Of Baroda is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Latouche Rd. Branch, Kanpur Nagar, Uttar Pradesh, is provided a unique IFSC like BARB0LATOUC so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Bank Of Baroda branch in Kanpur Nagar.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Kanpur Nagar and Kanpur.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Bank Of Baroda in Latouche Rd. Branch do not get misguided to another person.

Format of the IFSC Code BARB0LATOUC

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Latouche Rd. Branch in Kanpur Nagar.

For example, the IFSC Code BARB0LATOUC of Bank Of Baroda for the Latouche Rd. Branch branch includes these elements, identifying the bank and the branch location in Kanpur Nagar and Uttar Pradesh accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0LATOUC of Bank Of Baroda for its Latouche Rd. Branch branch located in Kanpur Nagar, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Bank Of Baroda branches in Kanpur Nagar and Kanpur, print them on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Latouche Rd. Branch or Kanpur Nagar to get the exact IFSC Code BARB0LATOUC.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Kanpur Nagar, you'll get the correct details.

How to Use IFSC Code BARB0LATOUC for Online Transfers?

Once you have the IFSC Code BARB0LATOUC for the Latouche Rd. Branch branch of Bank Of Baroda in Kanpur Nagar, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0LATOUC. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0LATOUC.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Latouche Rd. Branch in Kanpur Nagar, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Latouche Rd. Branch, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Kanpur Nagar to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Latouche Rd. Branch, Kanpur Nagar?

The IFSC Code is BARB0LATOUC.

Is the IFSC Code BARB0LATOUC permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Latouche Rd. Branch?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Latouche Rd. Branch branch?

The address of the branch is Latouche Rd. Branch,Novelty Complex 77/151,Latouc Road,Kanpur,208001 located in Kanpur Nagar, Kanpur, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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