The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its Kherapti Colony Branch branch in Gwalior, Gwalior, Madhya Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of Baroda located in Gwalior or anywhere in Madhya Pradesh can transfer funds instantly by using the correct IFSC Code BARB0FORGWA. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of Baroda, Kherapti Colony Branch, Gwalior

Here are some of the key details that come with the IFSC Code BARB0FORGWA of Bank Of Baroda for its branch located in Gwalior, within the district of Gwalior in the state of Madhya Pradesh.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0FORGWA
Branch Kherapti Colony Branch
City Gwalior
District Gwalior
State Madhya Pradesh
Address 13/14, Kerapati Colony, P O Kherapti Colony, Gwalior 474002, M P

These details helps users in online banking and for businesses and individuals who use Bank Of Baroda in Gwalior for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0FORGWA for the Kherapti Colony Branch branch of Bank Of Baroda plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Kherapti Colony Branch, Gwalior, Madhya Pradesh, is provided a unique IFSC like BARB0FORGWA so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Bank Of Baroda branch in Gwalior.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Gwalior and Gwalior.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Madhya Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Bank Of Baroda in Kherapti Colony Branch do not get misguided to another person.

Format of the IFSC Code BARB0FORGWA

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kherapti Colony Branch in Gwalior.

For example, the IFSC Code BARB0FORGWA of Bank Of Baroda for the Kherapti Colony Branch branch includes these elements, identifying the bank and the branch location in Gwalior and Madhya Pradesh accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0FORGWA of Bank Of Baroda for its Kherapti Colony Branch branch located in Gwalior, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Gwalior and Gwalior, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Kherapti Colony Branch or Gwalior to get the exact IFSC Code BARB0FORGWA.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Gwalior, you'll get the correct details.

How to Use IFSC Code BARB0FORGWA for Online Transfers?

If you have the IFSC Code BARB0FORGWA for the Kherapti Colony Branch branch of Bank Of Baroda in Gwalior, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0FORGWA. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Bank Of Baroda IFSC Code BARB0FORGWA.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of Baroda Kherapti Colony Branch in Gwalior, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Kherapti Colony Branch, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Gwalior manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Kherapti Colony Branch, Gwalior?

The IFSC Code is BARB0FORGWA.

Is the IFSC Code BARB0FORGWA permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Kherapti Colony Branch?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kherapti Colony Branch branch?

The address of the branch is 13/14, Kerapati Colony, P O Kherapti Colony, Gwalior 474002, M P located in Gwalior, Gwalior, Madhya Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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