Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of Baroda for its Balkunje branch in Dakshin Kannad, Dakshin Kannad, Karnataka, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Bank Of Baroda located in Dakshin Kannad or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code BARB0DBBALK. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Balkunje, Dakshin Kannad

The table below shows the main details of the IFSC Code BARB0DBBALK for the Bank Of Baroda branch in Dakshin Kannad, which falls under the Dakshin Kannad district in Karnataka.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0DBBALK
Branch Balkunje
City Dakshin Kannad
District Dakshin Kannad
State Karnataka
Address Dena Bank Balkunje Branch Lobo Towersnr Panchayath Office Balkunje Po Mangalore Mangalore Dakshina Kannada Karnataka 574154

These details help users in online banking and for businesses and individuals who use Bank Of Baroda in Dakshin Kannad for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0DBBALK for the Balkunje branch of Bank Of Baroda has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BARB0DBBALK is given to every bank branch, including Bank Of Baroda located in Balkunje, Dakshin Kannad, Karnataka, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Dakshin Kannad.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Dakshin Kannad and Dakshin Kannad.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Karnataka and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of Baroda in Balkunje doesn't end up at another location.

Format of the IFSC Code BARB0DBBALK

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Balkunje in Dakshin Kannad.

For example, the IFSC Code BARB0DBBALK of Bank Of Baroda for the Balkunje branch includes these elements, identifying the bank and the branch location in Dakshin Kannad and Karnataka accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0DBBALK of Bank Of Baroda for its Balkunje branch located in Dakshin Kannad, the following methods can help:

Cheque Book

The cheque books that are issued by Bank Of Baroda include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Dakshin Kannad and Dakshin Kannad, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and find the branch locator section. Search for Balkunje or Dakshin Kannad to get the exact IFSC Code BARB0DBBALK.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of Baroda and Dakshin Kannad that will provide accurate information.

How to Use IFSC Code BARB0DBBALK for Online Transfers?

Once you have the IFSC Code BARB0DBBALK for the Balkunje branch of Bank Of Baroda in Dakshin Kannad, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0DBBALK. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0DBBALK.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Balkunje in Dakshin Kannad, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Balkunje, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Dakshin Kannad to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Balkunje, Dakshin Kannad?

The IFSC Code is BARB0DBBALK.

Is the IFSC Code BARB0DBBALK permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Balkunje?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Balkunje branch?

The address of the branch is Dena Bank Balkunje Branch Lobo Towersnr Panchayath Office Balkunje Po Mangalore Mangalore Dakshina Kannada Karnataka 574154 located in Dakshin Kannad, Dakshin Kannad, Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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