Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of Baroda for its Lorhwa,Allahabad,Up branch in Allahabad, Hanumanganj, or Uttar Pradesh, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Bank Of Baroda located in Allahabad or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BARB0LORHWA. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of Baroda, Lorhwa,Allahabad,Up, Allahabad
The table below shows the main details of the IFSC Code BARB0LORHWA for the Bank Of Baroda branch in Allahabad, which falls under the Hanumanganj district in Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0LORHWA |
| Branch | Lorhwa,Allahabad,Up |
| City | Allahabad |
| District | Hanumanganj |
| State | Uttar Pradesh |
| Address | Vill Lorhwa,Po Hanumanganjallahabad Dt,Uttar Pradesh ┬Û 221505 |
These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Baroda in Allahabad for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0LORHWA for the Lorhwa,Allahabad,Up branch of Bank Of Baroda plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Lorhwa,Allahabad,Up, Allahabad, Uttar Pradesh, is provided a unique IFSC like BARB0LORHWA so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Bank Of Baroda branch in Allahabad.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Allahabad and Hanumanganj.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Bank Of Baroda in Lorhwa,Allahabad,Up do not get misguided to another person.
Format of the IFSC Code BARB0LORHWA
The format of the IFSC Code for banks, including Bank Of Baroda, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Lorhwa,Allahabad,Up in Allahabad.
For example, the IFSC Code BARB0LORHWA of Bank Of Baroda for the Lorhwa,Allahabad,Up branch includes these elements, identifying the bank and the branch location in Allahabad and Uttar Pradesh correctly.
How to Find IFSC Code for Bank Of Baroda?
To find the IFSC Code BARB0LORHWA of Bank Of Baroda for its Lorhwa,Allahabad,Up branch located in Allahabad, the following methods can help you out:
Cheque Book
The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Bank Of Baroda branches in Allahabad and Hanumanganj, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Bank Of Baroda and go to the branch locator section. Then search for Lorhwa,Allahabad,Up or Allahabad to find the exact IFSC Code BARB0LORHWA.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Baroda and Allahabad will provide accurate information.
How to Use IFSC Code BARB0LORHWA for Online Transfers?
Once you have the IFSC Code BARB0LORHWA for the Lorhwa,Allahabad,Up branch of Bank Of Baroda in Allahabad, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code BARB0LORHWA. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0LORHWA.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Lorhwa,Allahabad,Up in Allahabad, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Lorhwa,Allahabad,Up, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Allahabad to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Lorhwa,Allahabad,Up Allahabad branch is BARB0LORHWA.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Vill Lorhwa,Po Hanumanganjallahabad Dt,Uttar Pradesh ┬Û 221505.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.