Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Axis Bank for its Ranipet Branch branch in Vellore, Ranipet, Tamil Nadu, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Axis Bank located in Vellore or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code UTIB000ECB6. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Ranipet Branch, Vellore

Below in the table are the key details related to IFSC Code UTIB000ECB6 of Axis Bank for its branch located in Vellore, within the district of Ranipet in the state of Tamil Nadu.

Particulars Details
Bank Axis Bank
IFSC Code UTIB000ECB6
Branch Ranipet Branch
City Vellore
District Ranipet
State Tamil Nadu
Address Bhel Township Ranipet 01

These details helps users in online banking and for businesses and individuals who use Axis Bank in Vellore for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB000ECB6 for the Ranipet Branch branch of Axis Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Ranipet Branch, Vellore, Tamil Nadu, is provided a unique IFSC like UTIB000ECB6 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Axis Bank branch in Vellore.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Vellore and Ranipet.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Tamil Nadu and the rest of India, the IFSC Code ensures that transactions meant for Axis Bank in Ranipet Branch do not get misguided to another person.

Format of the IFSC Code UTIB000ECB6

This is the format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Axis Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Ranipet Branch in Vellore.

For example, the IFSC Code UTIB000ECB6 of Axis Bank for the Ranipet Branch branch includes these elements, identifying the bank and the branch location in Vellore and Tamil Nadu accurately.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB000ECB6 of Axis Bank for its Ranipet Branch branch located in Vellore, the following methods can help:

Cheque Book

The cheque books that are issued by Axis Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Axis Bank branches in Vellore and Ranipet, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Axis Bank and find the branch locator section. Search for Ranipet Branch or Vellore to get the exact IFSC Code UTIB000ECB6.

Mobile Banking App

If you use Axis Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Axis Bank and Vellore that will provide accurate information.

How to Use IFSC Code UTIB000ECB6 for Online Transfers?

Once you have the IFSC Code UTIB000ECB6 for the Ranipet Branch branch of Axis Bank in Vellore, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UTIB000ECB6. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB000ECB6.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Ranipet Branch in Vellore, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Ranipet Branch, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Vellore to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank in Ranipet Branch, Vellore?

The IFSC Code is UTIB000ECB6.

Is the IFSC Code UTIB000ECB6 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Axis Bank Ranipet Branch?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Ranipet Branch branch?

The address of the branch is Bhel Township Ranipet 01 located in Vellore, Ranipet, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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