There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Axis Bank for its Sri Kanyakaparameshwari branch in Mysore, Mysore, Karnataka, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Axis Bank situated in Mysore or anywhere in Karnataka can easily transfer funds instantly by using the correct IFSC Code UTIB0SSKPCB. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Sri Kanyakaparameshwari, Mysore

Here are the main details that are associated with the IFSC Code UTIB0SSKPCB of Axis Bank for its branch located in Mysore, within the district of Mysore in the state of Karnataka.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0SSKPCB
Branch Sri Kanyakaparameshwari
City Mysore
District Mysore
State Karnataka
Address K R Circle Mysuru 570001

These details help users in online banking and for businesses and individuals who use Axis Bank in Mysore for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0SSKPCB for the Sri Kanyakaparameshwari branch of Axis Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in Sri Kanyakaparameshwari, Mysore, Karnataka, are given a unique IFSC like UTIB0SSKPCB to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Mysore.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Mysore and Mysore.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Axis Bank in Sri Kanyakaparameshwari goes to the correct branch. This is important because Axis Bank has thousands of branches in Karnataka and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code UTIB0SSKPCB

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Axis Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Sri Kanyakaparameshwari in Mysore.

For example, the IFSC Code UTIB0SSKPCB of Axis Bank for the Sri Kanyakaparameshwari branch has these elements, identifying the bank and the branch location in Mysore and Karnataka correctly.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0SSKPCB of Axis Bank for its Sri Kanyakaparameshwari branch located in Mysore, the following methods can help:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Axis Bank branches in Mysore and Mysore, print them on the first page of your passbook.

Bank Website

Visit the official website of Axis Bank and navigate to the branch locator section. Search for Sri Kanyakaparameshwari or Mysore to get the exact IFSC Code UTIB0SSKPCB.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and Mysore, you'll get the correct details.

How to Use IFSC Code UTIB0SSKPCB for Online Transfers?

Once you have the IFSC Code UTIB0SSKPCB for the Sri Kanyakaparameshwari branch of Axis Bank in Mysore, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0SSKPCB. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0SSKPCB.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Axis Bank Sri Kanyakaparameshwari in Mysore may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Axis Bank in Sri Kanyakaparameshwari, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Mysore manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank in Sri Kanyakaparameshwari, Mysore?

The IFSC Code is UTIB0SSKPCB.

Is the IFSC Code UTIB0SSKPCB permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Axis Bank Sri Kanyakaparameshwari?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Sri Kanyakaparameshwari branch?

The address of the branch is K R Circle Mysuru 570001 located in Mysore, Mysore, Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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