For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Axis Bank for its Jehanabad, Bihar branch in Jehanabad, Jehanabad, Bihar, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Axis Bank located in Jehanabad or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code UTIB0001784. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Jehanabad, Bihar, Jehanabad

Below in the table are the key details related to IFSC Code UTIB0001784 of Axis Bank for its branch located in Jehanabad, within the district of Jehanabad in the state of Bihar.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0001784
Branch Jehanabad, Bihar
City Jehanabad
District Jehanabad
State Bihar
Address Surya Complex, Arwal More, P.O. Jehanabad, Dist. Jehanabad 804408

These details helps users in online banking and for businesses and individuals who use Axis Bank in Jehanabad for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0001784 for the Jehanabad, Bihar branch of Axis Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UTIB0001784 is given to every bank branch, including Axis Bank located in Jehanabad, Bihar, Jehanabad, Bihar, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Axis Bank branch in Jehanabad.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Jehanabad and Jehanabad.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Bihar and the rest of India, which is why the IFSC Code ensures that transactions meant for Axis Bank in Jehanabad, Bihar doesn't end up at another location.

Format of the IFSC Code UTIB0001784

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Axis Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Jehanabad, Bihar in Jehanabad.

For example, the IFSC Code UTIB0001784 of Axis Bank for the Jehanabad, Bihar branch has these elements, identifying the bank and the branch location in Jehanabad and Bihar correctly.

How to Find IFSC Code for Axis Bank?

If you are looking for the IFSC Code UTIB0001784 of Axis Bank for its Jehanabad, Bihar branch located in Jehanabad, the following methods can help:

Cheque Book

The cheque book that is issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Axis Bank branches in Jehanabad and Jehanabad, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Axis Bank and look for the branch locator section, then search for Jehanabad, Bihar or Jehanabad to get the exact IFSC Code UTIB0001784.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Axis Bank and Jehanabad, then it will provide you proper information.

How to Use IFSC Code UTIB0001784 for Online Transfers?

Once you have the IFSC Code UTIB0001784 for the Jehanabad, Bihar branch of Axis Bank in Jehanabad, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0001784. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Axis Bank IFSC Code UTIB0001784.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Axis Bank Jehanabad, Bihar in Jehanabad, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Axis Bank in Jehanabad, Bihar, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Jehanabad manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank Jehanabad, Bihar Jehanabad?

The IFSC Code of the Jehanabad, Bihar Jehanabad branch is UTIB0001784.

Is IFSC Code UTIB0001784 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Axis Bank Jehanabad, Bihar branch?

The branch is located at Surya Complex, Arwal More, P.O. Jehanabad, Dist. Jehanabad 804408.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.