IFSC Code of Axis Bank, Service Branch, Chandigarh, Chandigarh, Chandigarh- UTIB0000841

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Axis Bank for its Service Branch, Chandigarh branch in Chandigarh, Chandigarh, Chandigarh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Axis Bank located in Chandigarh or anywhere in Chandigarh can transfer funds instantly by using the correct IFSC Code UTIB0000841. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Service Branch, Chandigarh, Chandigarh

The table below shows the main details of the IFSC Code UTIB0000841 for the Axis Bank branch in Chandigarh, which falls under the Chandigarh district in Chandigarh.

These details are important not only for users using online banking but also for businesses and individuals who use Axis Bank in Chandigarh for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UTIB0000841 for the Service Branch, Chandigarh branch of Axis Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in Service Branch, Chandigarh, Chandigarh, Chandigarh, are allotted a unique IFSC like UTIB0000841 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Chandigarh.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Chandigarh and Chandigarh.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Axis Bank in Service Branch, Chandigarh reaches the right place, even though there are thousands of branches in Chandigarh and across India.

Format of the IFSC Code UTIB0000841

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Service Branch, Chandigarh in Chandigarh.

For example, the IFSC Code UTIB0000841 of Axis Bank for the Service Branch, Chandigarh branch includes these elements, identifying the bank and the branch location in Chandigarh and Chandigarh accurately.

How to Find IFSC Code for Axis Bank?

To find the IFSC Code UTIB0000841 of Axis Bank for its Service Branch, Chandigarh branch located in Chandigarh, the following methods can help you out:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Axis Bank branches in Chandigarh and Chandigarh, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Axis Bank and go to the branch locator section. Then search for Service Branch, Chandigarh or Chandigarh to find the exact IFSC Code UTIB0000841.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Axis Bank and Chandigarh will provide accurate information.

How to Use IFSC Code UTIB0000841 for Online Transfers?

Once you have the IFSC Code UTIB0000841 for the Service Branch, Chandigarh branch of Axis Bank in Chandigarh, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UTIB0000841. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0000841.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Service Branch, Chandigarh in Chandigarh, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Axis Bank in Service Branch, Chandigarh, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Axis Bank website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Chandigarh manage online transfers as well as cheque clearances with ease.