The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Karur Vysya Bank for its Vizag - Rlpc branch in Vishakhapatnam, Visakhapatnam, Andhra Pradesh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Karur Vysya Bank located in Vishakhapatnam or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code KVBL0004836. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Karur Vysya Bank, Vizag - Rlpc, Vishakhapatnam
The table below shows the main details of the IFSC Code KVBL0004836 for the Karur Vysya Bank branch in Vishakhapatnam, which falls under the Visakhapatnam district in Andhra Pradesh.
| Particulars | Details |
|---|---|
| Bank | Karur Vysya Bank |
| IFSC Code | KVBL0004836 |
| Branch | Vizag - Rlpc |
| City | Vishakhapatnam |
| District | Visakhapatnam |
| State | Andhra Pradesh |
| Address | D.No.30-10-1, First Floor, Pidaparthi Vari Street, Daba Gardens, Visakhapatnam |
These details are crucial, not just for online banking users but also for businesses and individuals who use Karur Vysya Bank in Vishakhapatnam for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KVBL0004836 for the Vizag - Rlpc branch of Karur Vysya Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Karur Vysya Bank located in Vizag - Rlpc, Vishakhapatnam, Andhra Pradesh, is provided a unique IFSC like KVBL0004836 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Karur Vysya Bank branch in Vishakhapatnam.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Vishakhapatnam and Visakhapatnam.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Andhra Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Karur Vysya Bank in Vizag - Rlpc do not get misguided to another person.
Format of the IFSC Code KVBL0004836
This is the format of the IFSC Code for banks, including Karur Vysya Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Karur Vysya Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Vizag - Rlpc in Vishakhapatnam.
For example, the IFSC Code KVBL0004836 of Karur Vysya Bank for the Vizag - Rlpc branch includes these elements, identifying the bank and the branch location in Vishakhapatnam and Andhra Pradesh accurately.
How to Find IFSC Code for Karur Vysya Bank?
If you are looking for the IFSC Code KVBL0004836 of Karur Vysya Bank for its Vizag - Rlpc branch located in Vishakhapatnam, the following methods can help:
Cheque Book
The cheque book that is issued by Karur Vysya Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Karur Vysya Bank branches in Vishakhapatnam and Visakhapatnam, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Karur Vysya Bank and look for the branch locator section, then search for Vizag - Rlpc or Vishakhapatnam to get the exact IFSC Code KVBL0004836.
Mobile Banking App
If you use Karur Vysya Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Karur Vysya Bank and Vishakhapatnam, then it will provide you proper information.
How to Use IFSC Code KVBL0004836 for Online Transfers?
If you have the IFSC Code KVBL0004836 for the Vizag - Rlpc branch of Karur Vysya Bank in Vishakhapatnam, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code KVBL0004836. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Karur Vysya Bank IFSC Code KVBL0004836.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Karur Vysya Bank Vizag - Rlpc in Vishakhapatnam, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Karur Vysya Bank in Vizag - Rlpc, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Karur Vysya Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Vishakhapatnam to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is KVBL0004836.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is D.No.30-10-1, First Floor, Pidaparthi Vari Street, Daba Gardens, Visakhapatnam located in Vishakhapatnam, Visakhapatnam, Andhra Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.