There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Central Bank Of India for its Siliguri Regulated Market branch in Darjiling, Siliguri, West Bengal, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Central Bank Of India situated in Darjiling or anywhere in West Bengal can easily transfer funds instantly by using the correct IFSC Code CBIN0283245. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Central Bank Of India, Siliguri Regulated Market, Darjiling
Here are the key points that are associated with the IFSC Code CBIN0283245 of Central Bank Of India for its branch located in Darjiling, within the district of Siliguri in the state of West Bengal.
| Particulars | Details |
|---|---|
| Bank | Central Bank Of India |
| IFSC Code | CBIN0283245 |
| Branch | Siliguri Regulated Market |
| City | Darjiling |
| District | Siliguri |
| State | West Bengal |
| Address | Campasari, P.O. Mallaguri, Siliguri,Dist-Darjeeling,West Bengal-743403 |
These details help users in online banking and for businesses and individuals who use Central Bank Of India in Darjiling for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CBIN0283245 for the Siliguri Regulated Market branch of Central Bank Of India has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Central Bank Of India located in Siliguri Regulated Market, Darjiling, West Bengal, is provided with a unique IFSC like CBIN0283245 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Central Bank Of India branch in Darjiling.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Darjiling and Siliguri.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across West Bengal and the rest of India and the IFSC Code ensures that transactions meant for Central Bank Of India in Siliguri Regulated Market do not get mixed with another location.
Format of the IFSC Code CBIN0283245
This is the format of the IFSC Code for banks, including Central Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Central Bank Of India, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Siliguri Regulated Market in Darjiling.
For example, the IFSC Code CBIN0283245 of Central Bank Of India for the Siliguri Regulated Market branch includes these elements, identifying the bank and the branch location in Darjiling and West Bengal accurately.
How to Find IFSC Code for Central Bank Of India?
If you are trying to find the IFSC Code CBIN0283245 of Central Bank Of India for its Siliguri Regulated Market branch located in Darjiling, the following methods can help:
Cheque Book
The cheque books that are issued by Central Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Central Bank Of India branches in Darjiling and Siliguri, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Central Bank Of India and find the branch locator section. Search for Siliguri Regulated Market or Darjiling to get the exact IFSC Code CBIN0283245.
Mobile Banking App
If you use Central Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Central Bank Of India and Darjiling that will provide accurate information.
How to Use IFSC Code CBIN0283245 for Online Transfers?
If you have the IFSC Code CBIN0283245 for the Siliguri Regulated Market branch of Central Bank Of India in Darjiling, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code CBIN0283245. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Central Bank Of India IFSC Code CBIN0283245.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Central Bank Of India Siliguri Regulated Market in Darjiling, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Central Bank Of India in Siliguri Regulated Market, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Central Bank Of India website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Darjiling manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Siliguri Regulated Market Darjiling branch is CBIN0283245.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Campasari, P.O. Mallaguri, Siliguri,Dist-Darjeeling,West Bengal-743403.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.