Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Central Bank Of India for its Panchanai (Delhi Public School, Dagapur) branch in Darjiling, Siliguri, West Bengal, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Central Bank Of India located in Darjiling or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code CBIN0284490. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Central Bank Of India, Panchanai (Delhi Public School, Dagapur), Darjiling

The table below shows the main details of the IFSC Code CBIN0284490 for the Central Bank Of India branch in Darjiling, which falls under the Siliguri district in West Bengal.

Particulars Details
Bank Central Bank Of India
IFSC Code CBIN0284490
Branch Panchanai (Delhi Public School, Dagapur)
City Darjiling
District Siliguri
State West Bengal
Address Panchani (Delhi Public School, Dgapur), Dagapur, P.O. Dagapur, Siliguri, Pin 734003, Darjeeling, West Bengal

These details are essential not only for online banking users but also for businesses and individuals who use Central Bank Of India in Darjiling for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CBIN0284490 for the Panchanai (Delhi Public School, Dagapur) branch of Central Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like CBIN0284490 is given to every bank branch, including Central Bank Of India located in Panchanai (Delhi Public School, Dagapur), Darjiling, West Bengal, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Central Bank Of India branch in Darjiling.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Darjiling and Siliguri.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across West Bengal and the rest of India, which is why the IFSC Code ensures that transactions meant for Central Bank Of India in Panchanai (Delhi Public School, Dagapur) doesn't end up at another location.

Format of the IFSC Code CBIN0284490

The format of the IFSC Code for banks, including Central Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Central Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Panchanai (Delhi Public School, Dagapur) in Darjiling.

For example, the IFSC Code CBIN0284490 of Central Bank Of India for the Panchanai (Delhi Public School, Dagapur) branch includes these elements, identifying the bank and the branch location in Darjiling and West Bengal accurately.

How to Find IFSC Code for Central Bank Of India?

To find the IFSC Code CBIN0284490 of Central Bank Of India for its Panchanai (Delhi Public School, Dagapur) branch located in Darjiling, the following methods can help you out:

Cheque Book

The cheque book issued by Central Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Central Bank Of India branches in Darjiling and Siliguri, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Central Bank Of India and go to the branch locator section. Then search for Panchanai (Delhi Public School, Dagapur) or Darjiling to find the exact IFSC Code CBIN0284490.

Mobile Banking App

If you use Central Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Central Bank Of India and Darjiling will provide accurate information.

How to Use IFSC Code CBIN0284490 for Online Transfers?

Once you have the IFSC Code CBIN0284490 for the Panchanai (Delhi Public School, Dagapur) branch of Central Bank Of India in Darjiling, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CBIN0284490. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Central Bank Of India IFSC Code CBIN0284490.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Central Bank Of India Panchanai (Delhi Public School, Dagapur) in Darjiling, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Central Bank Of India in Panchanai (Delhi Public School, Dagapur), here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Central Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Darjiling to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Central Bank Of India in Panchanai (Delhi Public School, Dagapur), Darjiling?

The IFSC Code is CBIN0284490.

Is the IFSC Code CBIN0284490 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Central Bank Of India Panchanai (Delhi Public School, Dagapur)?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Panchanai (Delhi Public School, Dagapur) branch?

The address of the branch is Panchani (Delhi Public School, Dgapur), Dagapur, P.O. Dagapur, Siliguri, Pin 734003, Darjeeling, West Bengal located in Darjiling, Siliguri, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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